Need help? Talk to a live person!
(800) 647-4589 or 01 (480) 821-9052

Visitor Insurance Options

Atlas America International Travel Medical

Budget-friendly medical insurance for foreign nationals visiting the US. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer.

Atlas America International Travel Medical Overview

Eligibility*

Only non-US citizens who are at least 14 days of age are eligible for coverage inside of the US, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $150,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Coverage from 5 to 364 days.
    • No Age Limits
    • Competitive Rates
    • Choice of 6 Medical Maximums up to $2,000,000
    • In & Out of Hospital Benefits
    • Choice of 7 Deductibles (NO deductible option)
    • 100% Coverage after your deductible up to the policy maximum
    • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Accidental Death ($25,000)
    • Purchase on-line application & print ID card
    • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Beacon Travel Medical Plan

The Beacon offers the most comprehensive schedule of benefits available in today's travel medical insurance market and all at an affordable price. The Beacon policy maximums are the highest offered among all of our various travel medical products. Don’t leave home without it!

The Beacon Travel Medical Plan Overview

Eligibility*

Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.

Highlights and Benefits for Beacon Travel Medical Plan

  • Up to $2,000,000 policy maximum (for travel outside of the US)
  • Up to $1,100,000 policy maximum (for travel inside of the US)
  • $0 deductible option
  • In and out of hospital benefits
  • Emergency Medical Evacuation
  • Accidental Death and Dismemberment
  • Accidental Dental coverage
  • Trip Interruption
  • Third Party Liability
  • Trip Delay/Missed Connection
  • Optional Extreme Sports Rider
  • Terrorism coverage
  • This plan can be renewed up to 730 days
  • Plus more!

State and Country Restrictions*

The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Bridge Plan

Legal residents may have to wait up to 5 years before they are eligible for Medicare. US citizens may be eligible but have failed to enroll while others may only have enrolled in Part A or B. Our “Bridge Plan” is available to all of these people who are waiting for eligibility or until the next enrollment period.Click "Get a Quote and Apply" for the brochure and application. Fax to: (866) 793-4779 or 01 (480) 821-9297

The Bridge Plan Overview

Eligibility*

Legal residents may have to wait up to 5 years before they are eligible for Medicare. US citizens may be eligible but have failed to enroll while others may only have enrolled in Part A or B. US citizens ages 60-64 may want an alternative lower cost medical plan to take them to age 65. Our “Bridge Plan” is available to all these people who are waiting for eligibility or until the next enrollment period.

The Bridge Plan is set up to be as simple as possible – No co-pay & No coinsurance.Legal residents may have to wait up to 5 years before they are eligible for Medicare. US citizens may be eligible but have failed to enroll while others may only have enrolled in Part A or B. Our “Bridge Plan” is available to all of these people who are waiting for eligibility or until the next enrollment period.

Highlights and Benefits*

  • Issue ages 60-95
  • $100,000 to $1,000,000 maximums
  • $1,000 to $10,000 deductible
  • 100% U & C after Deductible
  • NO Co-Insurance
  • Hospitalization benefits
  • Hospice facility benefits
  • Skilled nursing facility benefits
  • Home health care service benefits
  • Physician & Surgeon benefits
  • Freedom to choose any provider
  • Optional Cost Saving PPO
  • Medicare Part A and/or Part B
  • 364 Day Duration with Rewrites
  • Quick Underwriting
  • Underwritten by World’s Oldest & Largest Health Insurer

State and Country Restrictions*

This plan is available in the following states: AL, AZ, AR, CA, FL, GA, HI, ID, IL, IN, KS, LA, MA, MI, MN, NV, NH, NM, ND, OH, OK, OR, PA, TX, UT, VT, VA, WA, WV, WI, & WY. Coverage can be issued to any address outside of these states. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Bridge Plan is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical insurance for groups of 5 or more people traveling in or out of the US.
NOTE: Once you purchase, check out our exclusive "Know Before You Go" email!Now covers COVID-19/SARS Cov-2!

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. Now covers COVID-19/SARS-Cov-2! 

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • Competitive Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Xplorer

Expatriate health insurance for global living.

GeoBlue Xplorer Overview

Eligibility*

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Highlights and Benefits*

  • Worldwide protection–only requires being overseas 3 months in the first year
  • Ability to define your deductible
  • Pre-existing conditions are covered with credible coverage
  • 100% coverage outside of the US for most benefits
  • Emergency medical evacuation and repatriation
  • $50,000 AD&D benefit
  • Unlimited annual lifetime medical maximum
  • Worldwide PPO network with thousands of English-speaking doctors
  • 24/7 assistance call center

State and Country Restrictions*

GeoBlue Xplorer is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Major Medical

Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US.  For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites. 

International Major Medical Overview

Eligibility*

Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US.  For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • After the deductible, 100% UCR (NO co-insurance)
  • Zero deductible option
  • Great optional Hazardous Sports Rider
  • Plus more!
State and Country Restrictions*

International Major Medical is available in all states and countries, except MD, NY, and SD. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Meridian International Major Medical

Affordable, annually renewable coverage for immigrants and US citizens living overseas. Our lowest priced long term plan.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Essential and Enhanced.

Highlights and Benefits for Meridian Essential*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Limited pre-existing condition coverage after 24 months of continuous coverage
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Limited pre-existing condition coverage after 12 months of continuous coverage
  • Maternity coverage when conception occurs after 12 months of continuous coverage
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

If you can’t find what you’re looking for or have questions about visitor insurance options, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.