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Travel Insurance Options

Atlas International Major Medical

Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $250,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $2,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Easy-to-quote daily rates
  • Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • For US citizens living or traveling abroad (5 days to 1,092 days)
  • For foreign nationals traveling within the US (5 days to 364 days)
  • 100% U&C coverage outside the US
  • Zero deductible option
  • Optional Buy- Up for Crisis Response – $100k total benefit
  • Optional Buy- Up for Higher AD&D –  $100k total benefit
  • Optional Buy- Up for Personal Liability – $100k total benefit
  • Optional Buy- Up for addition of a Natural Disaster Evacuation benefit to the Crisis Management buy-up: Kidnap and Ransom ($90k) + Natural Disaster Evacuation ($10k sublimit)
  • No Pre-certification requirements or penalties
State and Country Restrictions*

Atlas International is available in all states and countries, except for the ones on this list. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Calvary Travel Insurance

Our “Calvary” has the best evacuation protection along with top of the line emergency medical coverage. Unlike most of our competition, the “Calvary” can evacuate you ALL THE WAY HOME plus provides more than 2 dozen other travel insurance benefits. The administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Calvary Travel Insurance Overview

Eligibility*

US Citizens or legal residents traveling inside or outside the US wanting high end benefits in travel insurance.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Evacuation and rescue services from your point of emergency all the way home
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Covered (if insurance is purchased within 14 days of the initial trip deposit)
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Mortal Remains Transportation
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Calvary Travel Insurance is available in all states.

Plan Underwriter*

Calvary Travel Insurance is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical insurance. One rate for all ages. Quick and simple.

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. The plan cannot be sold to citizens or residents of: Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan. Recommended for group travel medical.

SPECIAL NOTE: New York Residents and Anyone Located in Canada or Australia*

If you are a resident of New York, Washington, or Maryland or a foreign national visiting one of these states, Day Tripper Group Travel is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Day Tripper Group Travel, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 in international major medical protection
  • Up to $1,000,000 in emergency medical evacuation
  • Easy-to-quote and inexpensive daily rates, as low as $.49/day!
  • Terrorism, political evacuation, emergency reunion, AD&D and repatriation coverage automatically included
  • Up to $100,000 for an acute onset of a pre-existing condition coverage
  • Trip interruption coverage, lost checked luggage benefit, lost passport assistance, and more
  • Emergency dental care
  • 100% U&C coverage outside the US
  • Individual hazardous sports coverage included at no additional cost!
  • Optional Crisis Response – $100k total benefit
  • Optional Higher AD&D – $100k total benefit
  • Optional Personal Liability – $100k total benefit
  • No Pre-certification requirements or penalties
State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Harbor Travel

Specifically designed for the budget minded traveler. Feel confident that while traveling, the claims administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Harbor Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Harbor Travel trip cancellation, medical, and emergency medical evacuation for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • No Deductible!
  • Guaranteed Issue!
  • Trip interruption up to 150% of Trip Cost Limit
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation up to $250,000
  • Mortal Remains Transportation up to $15,000
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Harbor Travel is available in all states.

Plan Underwriter*

Harbor Travel is underwritten by State National Insurance Company, Inc., It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued client from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview

Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Anyone ages 18-74 who needs accident protection, including…*

  • Missionaries living overseas.
  • Personal or Business Travel – Domestic or International.
  • War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
  • Contractors in War Zone who need to provide coverage to their employees.
  • Security Guards in War Zones who need personal coverage.
  • Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
  • Key Person coverage.
  • High Limits – $50,000,000 or more.
  • Personal or Business Travel – Domestic or International.
  • Estate Planning Purposes.
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

State and Country Restrictions*

High Limit Accidental Death Insurance is available in all states except: Colorado, Connecticut, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

Plan Underwriter*

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 

International Assurance Travel Medical Plan

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

International Assurance Travel Medical Plan Overview

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

 

Meridian International Major Medical

Affordable, annually renewable coverage for immigrants and US citizens living overseas. Our lowest priced long term plan.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Essential and Enhanced.

Highlights and Benefits for Meridian Essential*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Limited pre-existing condition coverage after 24 months of continuous coverage
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Limited pre-existing condition coverage after 12 months of continuous coverage
  • Maternity coverage after 12 months of continuous coverage
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Ripcord Rescue Travel

This statement says it all, "We thought we were going to die...$372.00 was the best investment I ever made." - Ripcord Client, Jerry R. - Evacuated from Mount Everest. Our Ripcord Travel Protection program is tailored for the adventurer whether the adventure takes you inside or outside the USA. Feel confident that while traveling, the claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Ripcord Rescue Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Ripcord Rescue Travel trip cancellation, medical, emergency medical evacuation, security evacuation and rescue for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Insurance coverage tailored for adventurers
  • Evacuation and rescue services from your point of emergency all the way home
  • Completely integrated program with a single contact for emergency services to travel assistance and insurance claims
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation and Rescue up to $750,000
  • Mortal Remains Transportation up to $15,000
  • Travel Assistance
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Ripcord Rescue Travel is available in all states.

Plan Underwriter*

Ripcord Rescue Travel is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Economy

The Round Trip Economy is the base level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Economy Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Economy.

 

Highlights and Benefits*

  • Trip cancellation up to $20,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $25,000
  • Emergency medical evacuation/repatriation up to $250,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Economy is not available in the following states: FL, NY, PA, and HI.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Plan Underwriter*

RoundTrip Economy is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Elite

The Round Trip Elite is the highest level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Elite Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $30,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $250,000
  • Emergency medical evacuation/repatriation up to $1,000,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Elite is eligible in all US states, except: FL, NY, PA, and HI. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochures

RoundTrip Elite

RoundTrip Elite Florida

RoundTrip Elite Kansas, Missouri, and Virginia

RoundTrip Elite Washington

Plan Underwriter*

RoundTrip Elite is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

If you can’t find what you’re looking for or have questions about travel insurance options, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.