Coming to the United States? Travel Health Insurance and Regular Care
If you or someone you know is planning to visit the United States, there are a lot of factors to take into consideration. This article will help bring into focus one important aspect of your travel planning. Before you or your loved one leaves for the United States, be sure to do your research on international health insurance for non-US citizens. To start, we’ll help you cut through one of the most common myths regarding travel insurance in the U.S.
Routine Care Not Covered
You may be surprised to learn that routine care in the United States is not covered by the typical travel health insurance plan. If you are worried about getting physicals, vaccines or routine check-ups while in the United States, you might want to find appropriate coverage. A good plan is to schedule a regular check-up with your doctor before you depart.
Why Isn’t Regular Care Covered?
The short answer is cost. Premiums for travel health insurance would rise steeply if these plans covered routine care. The premiums are reasonable now, but if the plans covered flu shots and everyone took advantage of that, costs would skyrocket.
So What Good is Travel Insurance?
International health insurance for non-US citizens is still an absolute necessity for any international traveler looking to protect their health and finances. Travel health insurance exists to cover you should you have a sudden illness or need emergency care.
If you’re coming to the United States, you’ve got two options for medical care: pay out of pocket or purchase travel health insurance that provides coverage for medical issues that arise. Be warned, pre-existing conditions aren’t typically covered, so take this into consideration when shopping for insurance. When you’re deciding whether to accept the risk of paying out of pocket for unexpected medical care, know this: medical treatment in the United States is among the most expensive in the world. The care is good, but it’s costly.
Talk to the Experts
Securing international health insurance for non US citizens can be complex, but the process doesn’t need to be a hassle. Thankfully, you don’t need to be an expert in international insurance to protect yourself against a financial disaster. At Insurance Services of America, we make health insurance for foreign nationals as easy as ready, set, renew. Call us today at (800) 647-4589 to learn more about quality travel health insurance.